Annual Report 2013
Financial
highlights
Letter from
the Chairman
Letter from
the CEO
The Board of
Directors Report
Presence
Growth
Service
Personnel
Operating Summary
Board of
Directors
Financial
Section
Independent auditor’s report
Report of the audit and societary practices committee
Consolidated balance sheets
Consolidated statements of comprehensive income, expenses by function
Consolidated statements of changes in stockholders’ equity
Consolidated cash flow statements
Notes to the consolidated financial statements
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Reports
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