Note 1. General information:

Note 2. Summary of significant accounting policies:

Note 3. Risk management:

Note 4. Critical accounting judgments and key sources of uncertainty in estimates:

Note 5. Category of financial instruments:

Note 6. Credit quality of financial instruments:

Note 7. Cash and cash equivalents:

Note 8. Short-term and long-term loan portfolio-Net:

Note 9. Other accounts receivable - Net:

Note 10. Inventories:

Note 11. Derivative financial instruments:

Note 12. Investments in associates:

Note 13. Investment properties - Net:

Note 14. Property, furniture and equipment - Net:

Note 15. Intangible assets - Net:

Note 16. Provisions:

Note 17. Bank Borrowings:

Note 18. Issuance of senior notes:

Note 19. Employee benefits:

Note 20. Balances and transactions with related parties:

Note 21. Costs and expenses by nature:

Note 22. Income Tax:

Note 23. Stockholders’ equity:

Note 24. Contingencies and commitments:

Note 25. Operating leases:

Note 26. Segment information:

Note 27. Authorization of issuance of consolidated financial statements: